NEXA Lending Loan Officer

Cody Velkovich

Cody Velkovich

NMLS: 597826
Licensed States: Texas

Bio:

As an independent Mortgage Broker for NEXA Mortgage, the fastest-growing mortgage brokerage in the country, Cody has access to a wide array of loan products and programs and 200+ different lender options to choose from. Cody joined the NEXA team in 2022 and has been working in the mortgage industry for over a decade. His specialties include low FICO FHA & VA loans, USDA purchase loans, manufactured housing loans, and loans for first-time homebuyers. He is also certified to offer down payment assistance through multiple agencies in the state of Texas.

Cody understands how important a home purchase is for his clients and is dedicated to being by their side throughout the entire loan process, from initial paperwork to smiling faces at the closing table. The journey to home ownership can be confusing, especially for first-time buyers, but Cody eliminates these headaches for his clients and ensures that they are fully transparent on the progress of their loan.

Cody is a two-time recipient of the “Top Mortgage Professional” designation by Austin Monthly Magazine, as well as a two-time Five Star Mortgage Professional award winner. He is a graduate of Sam Houston State University in Huntsville and currently lives in Leander.

Some of his unique specialties include:

*Low FICO FHA & VA Loans (down to a 580 FICO)
*Manufactured & Modular Home Loans (double-wide & triple-wide)
*Non-Warrantable Condo Loans
*One-Time-Close Construction Loans
*Fannie Mae HomeReady & Freddie Mac Home Possible
*FHA 203(h) Disaster Relief Purchase Loans
*High DTI Ratios (55% or higher)
*Multiple Down Payment Assistance Programs

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